Manufacturer Description

Carmel Financial Corporation is a leader in non-prime consumer financing. For nearly 50 years, we have been helping companies increase their bottom line by approving credit applications that most lenders decline. Our consumer financing options are offered in a variety of markets such as water treatment, home improvement projects, heating and air units, green technologies, pools, spas, automobiles, flooring, and many more.

Our programs are upfront, easy to use and allow you to generate profit from an otherwise lost sale. Unlike some lenders, we never charge a fee to become a merchant or review your customer's credit application. We offer various credit promotions, such as Same As Cash and Deferred Payment promotions to help you close more sales.